Flexible IT Finance & Leasing Solutions

Don't let rising technology costs hold your business back

Supply chain disruption and ongoing stock shortages continue to drive unpredictable price increases across the IT market. If you've been waiting for prices to settle before investing in new technology, you could find yourself paying even more.

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Explore Leasing & Finance

Explore your finance options with our Digital Experience Team:

Keep Your IT Plans Moving

A smarter way to fund the technology your business needs

Many organisations are discovering that the procurement budgets they set at the beginning of the year simply don't stretch as far as they once did.

Fortunately, there's another way.

With flexible finance and leasing solutions from Probrand, you can secure the technology your business needs today while spreading the cost into affordable monthly payments.

CapEx / OpEx

Turn CapEx into OpEx

Instead of making a significant upfront capital investment (CapEx), finance allows you to spread the cost of your IT through manageable monthly operational expenditure (OpEx).

This can help your business:

Preserve valuable working capital.
Keep IT projects moving despite budget pressures.
Improve cash flow with predictable monthly payments.
Simplify budget approvals by replacing one large purchase with manageable operational costs.
Invest in the technology your users need today, rather than waiting for future budgets.

Which finance option is right for your business?

Recommended

Fair Market Value Lease

Perfect for organisations that regularly refresh their technology.
With a Fair Market Value (FMV) lease, monthly payments are based partly on the equipment’s estimated value at the end of the agreement. This can reduce the overall cost across the lease term and help keep regular technology upgrades affordable.

Benefits

Lower monthly payments than traditional finance.

Lease terms that align with typical technology refresh cycles (3 or 5 years).

Upgrade your IT estate regularly while keeping monthly costs predictable.

Avoid being left with ageing or obsolete hardware.

Ideal for businesses that prefer access to the latest technology rather than ownership.

At the end of your lease you can:

Renew or extend your agreement at a reduced rate.

Return the equipment and upgrade to the latest technology.

Finance Lease

A Finance Lease provides a straightforward way to spread the cost of your IT investment across fixed monthly payments.
It is well suited to organisations that want predictable budgeting, greater control over cash flow and the flexibility to continue using the equipment beyond the initial lease period.

Benefits

Predictable monthly costs.

Preserve capital for other business priorities.

Flexible end-of-term options.

At the end of your lease you can:

Renew or extend the agreement at a reduced rate.

Return the equipment.

Where applicable, extend the lease annually for a nominal fee.

Hire Purchase

If owning the equipment is important to your business, Hire Purchase allows you to spread the cost across fixed monthly payments.
It provides a clear route to ownership at the end of the agreement, making it a practical option for organisations that plan to retain their technology for the longer term.

Benefits

Fixed monthly repayments.

Ownership option at the end of the hire period.

Continue investing without a large upfront capital outlay.

At the end of your primary hire period your business can:

Purchase the equipment for a small fee (plus applicable VAT and taxes).

Why finance your IT through Probrand?

Our finance solutions are designed specifically for business technology procurement, helping organisations continue investing in the infrastructure, devices and solutions they need—even when budgets are under pressure.

Whether you're refreshing laptops, upgrading servers, investing in networking equipment or delivering a wider digital transformation project, we'll help you find the finance option that best suits your business objectives.

Frequently Asked Questions

No. Finance can benefit organisations of all sizes by helping spread costs and improve cash flow.
For many organisations, a Fair Market Value Lease provides lower monthly payments because the future value of the equipment is taken into account.
Yes. Fair Market Value leases are particularly well suited to businesses that refresh their IT every 3–5 years, making it easier to upgrade while maintaining predictable monthly costs.
Yes. If ownership is your goal, Hire Purchase allows you to purchase the hardware at the end of the agreement.

Ready to explore your options?

Don't let rising costs or budget constraints delay your next IT investment.

Speak to our Digital Experience team to discuss the right finance solution for your business and discover how you can keep your technology strategy moving forward.

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